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For Individuals

Personal Banking Solutions

Smart banking designed around your life—accounts, tools, and support that grow with you

Personal Accounts Built for Your Goals

From everyday spending to long-term savings, find the perfect account to match your financial needs

Everyday Checking

No-fee checking for your daily transactions with unlimited access and no surprises.

  • $0 monthly maintenance fee
  • Free online & mobile banking
  • Free Visa debit card with contactless pay
  • Overdraft protection options
  • No minimum balance requirement
Open Account

High-Yield Savings

Watch your money grow with industry-leading interest rates and zero fees.

  • 2.75% APY competitive rate
  • No minimum balance required
  • FDIC insured up to $250,000
  • Instant transfers to checking
  • Automatic savings tools
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Money Market Account

Premium interest rates combined with convenient checking features and flexibility.

  • 3.50% APY tiered interest rates
  • $2,500 minimum to open
  • Check writing privileges included
  • Free ATM/debit card access
  • Higher returns on larger balances
Open Account

Certificates of Deposit

Lock in guaranteed returns with flexible terms and competitive fixed rates.

  • Up to 4.75% APY fixed rates
  • Terms: 3, 6, 12, 24, 36, 60 months
  • $1,000 minimum deposit
  • Guaranteed return on investment
  • Auto-renewal options available
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Retirement IRA Accounts

Build your retirement future with tax-advantaged Traditional and Roth IRA options.

  • Traditional & Roth IRA options
  • Significant tax advantages
  • Diverse investment opportunities
  • Free retirement planning resources
  • Rollover assistance available
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Youth Savings Account

Empower young adults with financial literacy tools and their first savings account.

  • For ages 13-17 with parent/guardian
  • $0 monthly fees or minimums
  • Financial education resources
  • Parental oversight & controls
  • Optional debit card with limits
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Complete Digital Banking Platform

Manage your finances seamlessly with our full suite of digital tools and features

Mobile Banking App

Award-winning iOS and Android app with biometric login and instant notifications

Online Banking Portal

Secure web access with advanced features and real-time account management

Smart Alerts

Customizable real-time notifications for transactions, balances, and security

Bill Pay & Transfers

Schedule payments, send money instantly, and automate recurring bills

Mobile Check Deposit

Deposit checks anytime, anywhere by simply taking a photo with your phone

Advanced Security

Multi-factor authentication, fraud monitoring, and 256-bit encryption

Spending Insights

Track spending, categorize transactions, and analyze your financial habits

24/7 Support

Access customer service anytime via chat, phone, or email support

Why Choose Liberty Apex for Personal Banking?

We're committed to providing you with transparent, accessible banking that puts your financial goals first.

FDIC Insured Protection

Your deposits are insured up to $250,000 per depositor, per account type

Competitive Rates

Industry-leading APY on savings accounts and money market accounts

No Hidden Fees

Transparent pricing with no surprise charges or confusing fine print

Open in Minutes

Complete online application process with instant account approval

Liberty Apex Personal Banking

Ready to Start Your Banking Journey?

Open your personal account in minutes and start experiencing modern banking designed for you

Open Account Now Chat with Advisor

No credit check required • FDIC Insured • Open in 5 minutes

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